Workers Compensation Field Inspector (Field Underwriter)

  • NCCI Holdings
  • Dallas, TX 75201, United States
Full Time OTHER Insurance

Job Description

Job Title:   Workers Compensation Field Inspector (Field Underwriter)

Job Number:   17-009 Location:  

Dallas, TX

At NCCI Holdings, Inc., we realize our greatest asset is our team of more than 900 professionals working together every day to make our company the leading provider of workers compensation insurance data and research information. Read on to learn about the requirements for this opening.

This is a home-based field role in Dallas, Texas Metro area Position requires 80% travel, which will include frequent overnight stays.   Territory is North Texas, the State of Oklahoma & part of Southern Kansas.   

Job Purpose:
Conducts field inspection services to ensure that the workers’ compensation classification system has been applied correctly at the discrete employer level to arrive at the most appropriate premium for a policy and consistency in application for the system. Provides comprehensive technical expertise in the classification system and participates and testifies as an expert witness in support of the Classification System at administrative, non-judicial, or judicial proceedings.  

Major Duties:
Reviews, selects and prioritizes inspection assignments and schedules inspection appointments. Performs physical inspections by conducting background research on the insured and operations, including reviewing policy details, current classifications, Basic and Scopes Manuals, and any other preparation necessary, such as a list of exception questions, to conduct the physical inspection.  Coordinates with any additional external parties as necessary. Develops questionnaire for the physical inspection. Updates all information and metadata in the inspection system. Performs physical inspections of insured operations for the Classification Quality Assurance program or customer requests and then complete the classification inspection report. Travels to the various locations of the insured.  Analyzes and identifies issues as it relates to the classification codes based on observations and inspection reports. Reviews and responds to inspection correspondence. Reviews and resolves classification inspection disputes. Serves as the regional expert or resource in classification issues and general industry trends. Assists NCCI staff and regulators with classification issues and provides assistance and testimony in classification code appeals and in support of classification code analysis.  Reviews and researches manual, databases on classification system. Responsible for other duties as assigned to include special projects.

Required Education, Experience and Skills:
Bachelor’s degree and 3 or more years insurance experience in premium audit conducting field audits, classification inspections, audit review, underwriting and/or other relevant field role with 2 or more years in workers compensation experience.  In lieu of a degree, High School Diploma/GED and 6 or more years insurance experience in premium audit conducting field audits, classification inspections, audit review, underwriting and/or other relevant field role including 4 or more years workers compensation experience is required. Demonstrated comprehensive knowledge of proper audit techniques and standards of audits/inspections.  Demonstrated knowledge of compensation infrastructure to include Basic Manual, Scopes Manual, and Classification system.  Strong analytical and interpretive skills are needed in order to appropriately determine and assign classification codes based on physical inspection and understanding of insured’s operations.  Proficiency with technology including Microsoft based PC environments, tools, and scheduling applications and spreadsheets.  Demonstrated ability to manage multiple tasks, time management and project management skills.  Ability to provide expert testimony at administrative and judicial hearings.  

Preferred Education, Experience and Skills:
Professional insurance designation is preferred in Associate in Underwriting (AU); Associate in Premium Audit (APA); or CPCU.

As key contributors to our success, our team members enjoy working in a casual, collaborative environment that offers state-of-the-art resources, advanced technologies, and a superior benefits package.

We require a drug screen and background check.

EEO/Smoke Free environment 

Key words: premium audit, field audit, workers compensation insurance, workers compensation underwriting, underwriter, classification inspection, audit review, premium auditor, field inspection, classification field inspection, inspector

Education Requirements

Bachelor's Degree (BA or BS)